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Text messaging for all drivers is banned in 45 states, as well as the District of Columbia. Additionally, Missouri, Oklahoma, and Texas have bans on texting for novice drivers. In 2013, in an effort to save lives, New Jersey

Purchasing your first home is an exciting, life-changing opportunity, but it needs to be done with careful consideration and planning. Rushing into the buying process can leave you heartbroken and frustrated as you’re trying

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